OpenFX Moves |

Organizations implement OpenFX as a standard payload specification for financial data exchange between any two systems wanting to exchange data. Transcend borders, avoid bank hours, and eliminate processing times & costly fees with the universal OpenFX standard.

Universal Payload Standard
ANY System to ANY System
Finance at the Speed of Life
Transfer
Exchange
Bridge
Facilitate
Access Specifications

Universal Financial Data Exchange Specification

OpenFX defines the specification layer that enables seamless interoperability between any distributed ledger and banking rail worldwide, standardizing efficient domestic and international financial data transfers.

First & Only Universal FX Data Exchange Specification

The first and only specification that standardizes on and off ramp capabilities for fiat monies and cryptocurrencies, defining how blockchains and distributed ledgers can move stable coins, deposit tokens, and facilitate movements on private liquidity networks.

Fiat to Fiat
Crypto to Crypto
Fiat to Crypto
Crypto to Fiat
ANY RAIL TO ANY RAIL

Lightning Fast

Near-instantaneous financial data transfers with minimal latency across global networks.

Secure & Compliant

Built on ISO20022 standards ensuring regulatory compliance and enterprise-grade security.

Global Reach

Supported by the efforts of over 3,500 banks and credit unions worldwide through our extensive network.

Universal Specification Framework

OpenFX defines standardized data exchange protocols for real-time payment systems, legacy banking rails, and all major distributed ledgers through a unified specification framework.

Real-Time Payment Systems

FedNow (US Federal Reserve)
RTP (Real-Time Payments)
SEPA Instant (Europe)
SPEI (Mexico)
AP+ (Australia Payments Plus)
and more

Legacy Banking Rails

ACH (Automated Clearing House)
Wire Transfers
SWIFT Network
Traditional Banking Systems
and more

Distributed Ledgers

Ripple (XRP Ledger)
Hedera Hashgraph
Ethereum Network
Stellar Consensus
Solana Blockchain
and more

OpenFX Specification Standards

ISO20022 Standard

Leveraging the global financial messaging standard for rich, structured data exchange ensuring consistency and interoperability across all financial institutions.

Multichain Architecture

Native support for all distributed ledger technologies, from traditional banking rails to cutting-edge blockchain networks.

Universal Interoperability Specification

The comprehensive specification that defines how to break down silos between different financial networks to create a unified, global data exchange ecosystem.

Innovation at Scale

Powering the future of financial data exchange with cutting-edge technology designed for global scale and reliability across all payment systems.

Powered by BankSocial

Built and maintained by BankSocial, OpenFX is supported by an extensive network of financial institutions committed to revolutionizing global financial exchange.

3,500+
Banks & Credit Unions
Global
Worldwide Coverage
24/7
Continuous Operation
Great Lakes Credit Union
Credit Union of Texas
Credit Union 1
Lonestar Credit Union
Southwest Financial
PanAmerican Credit Union
Cent Cent
Connects Credit Union
SUMA Credit Union
Prestige Credit Union
Greater New Orleans FCU
Great Lakes Credit Union
Credit Union of Texas
Credit Union 1
Lonestar Credit Union
Southwest Financial
PanAmerican Credit Union
Cent Cent
Connects Credit Union
SUMA Credit Union
Prestige Credit Union
Greater New Orleans FCU

Trusted Partnership Network

Our growing ecosystem of financial institutions spans across continents, creating an unprecedented level of connectivity and trust in the global financial system. Together, we're building the infrastructure for tomorrow's financial exchange.

Ready to Transform Financial Exchange?

Join the OpenFX network and be part of the future of global financial infrastructure.

For more questions or access to the specifications for OpenFX, please contact us.